МЕХАНІЗМИ ПІДТРИМАННЯ ЕКОНОМІЧНОЇ БЕЗПЕКИ БАНКІВСЬКОЇ СИСТЕМИ НА МАКРОРІВНІ
Abstract
Since Ukraine's independence, the Ukrainian banking sector has developed on the principles of an extensive model. As a result, anti-crisis measures overcame the liquidity crisis in the banking sector, ensured the capitalization of credit institutions, initiated financial recovery procedures, increased the banking sector's resilience, and prevented a decline in public confidence in the banking system. At the same time, the need to strengthen the economic security of the banking sector at both the national and regional levels became apparent, the achievement of which directly depends on the ability of the Ukrainian banking system to move to an intensive model of development.
In the banking sector, the process of strategic management of economic security plays an important role, which is based on scientifically sound, objectively adapted to the realities of banking methodology, advanced banking technologies and world experience in assessing endogenous and exogenous factors influencing this process. Strategic management is of great importance for sustainable and secure development of an individual bank, the banking sector of the region and the banking system as a whole, as the growth of competition and the use of aggressive banking policies, require new approaches to developing and implementing banking products, mechanisms and raising additional capital. That is why the formation of the economic security management system of the banking system at the national and regional levels is one of the most pressing issues today. At the same time, the need to strengthen the economic security of the banking sector at both the national and regional levels became apparent, the achievement of which directly depends on the ability of the Ukrainian banking system to move to an intensive model of development.
In this article, the author explored the intensive model of development of the banking sector and described the process of strategic management of economic security. Next, the author detailed the principles of organizing an effective financial security system and summarized the list of actors in the design of economic security at the regional level. In the last stage, the author described five levels of banking security and focused on its impact on the activities of enterprises in the region.
